Legal

Terms of Use

Last updated: 1 May 2026

These Terms of Use ("Terms") govern your use of the moar mobile application and website at getmoar.co.uk (together, the "Service"), operated by Moar Rewards Ltd (trading as "moar"), a company registered in England & Wales. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. About moar

moar is a cashback rewards service. We partner with retailers, affiliate networks, and Open Banking providers to offer you cashback when you shop through the moar app. When you tap an offer in the app and complete a qualifying purchase on the retailer's website, and we detect the transaction via affiliate tracking and/or Open Banking data, you earn cashback that is credited to your moar wallet.

2. Eligibility

To use moar, you must:

• Be at least 18 years old
• Be a resident of the United Kingdom
• Provide accurate and truthful information when creating your account
• Connect a valid UK bank account via Open Banking
• Have a valid UK bank account for cashback withdrawals

3. Account Registration

You must create an account to use the moar cashback service. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately if you suspect unauthorised access to your account.

We reserve the right to suspend or terminate accounts that violate these Terms, are created with false information, or are used fraudulently.

4. Open Banking Requirement

Connecting your bank account via a regulated Open Banking provider is required to use core moar features.

When you connect your bank account:

• Access is read-only
• We cannot move funds
• We do not store banking credentials
• You authenticate directly with your bank
• You may revoke access at any time

If you disconnect your bank account, cashback tracking and other features may no longer function.

5. How Cashback Works

Once you complete a qualifying purchase, cashback may appear in your moar wallet. Cashback may initially be shown as "pending" and will become "available" once validated. While we aim to provide instant cashback notifications, confirmation may depend on affiliate tracking and transaction verification.

Cashback rates are set by our retail partners and may change at any time without notice. The amount of cashback awarded will be clearly displayed in the app at the point you tap an offer. By completing your purchase, you accept the cashback rate shown at that time.

6. Withdrawals

You may withdraw confirmed cashback from your moar wallet once your balance reaches the minimum withdrawal threshold of £5. Withdrawals are processed via Faster Payments to the UK bank account linked to your moar account and typically arrive within seconds.

• Are processed via Faster Payments and typically arrive instantly
• May be subject to security checks
• May be delayed where fraud is suspected

We reserve the right to delay or withhold withdrawals if we suspect fraudulent activity or a breach of these Terms.

7. Your Responsibilities

When using moar, you agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms
• Create multiple accounts, use fake identities, or make fraudulent purchases
• Use bots, scripts, or automated tools to interact with the Service
• Attempt to manipulate or abuse cashback tracking
• Interfere with or disrupt the Service or its infrastructure
• Reverse-engineer, decompile, or attempt to extract the source code

8. Cashback Adjustments and Reversals

Cashback may be reversed or adjusted in the following circumstances:

• The retailer does not confirm the transaction (e.g. order cancelled or returned)
• A refund is detected via Open Banking data
• The purchase does not meet retailer criteria
• Affiliate tracking fails or is declined
• Fraudulent or abusive activity is detected

We will make reasonable efforts to resolve cashback disputes, but the final decision on transaction validation rests with affiliate network partners and retailers.

9. Intellectual Property

All content, branding, design, and technology within the moar app and website are owned by Moar Rewards Ltd or our licensors. You may not copy, modify, distribute, or create derivative works from any part of the Service without our written permission.

Retailer logos, brand names, and trademarks displayed in the app belong to their respective owners and are used for identification purposes only.

10. Limitation of Liability

To the fullest extent permitted by law:

• The Service is provided "as is" and "as available"
• We do not guarantee cashback will always be tracked successfully
• Tracking depends on third-party affiliate networks and retailer systems
• We are not liable for indirect or consequential damages
• Our total liability shall not exceed the cashback credited to your account in the previous 12 months

Nothing in these Terms limits liability for death, personal injury, or fraud.

11. Third-Party Services

The moar Service links to third-party retailer websites where purchases are completed. These websites are operated independently, and we have no control over their content, products, policies, or practices.

Your use of retailer websites is subject to their own terms and privacy policies.

12. Changes to the Service

We may modify, suspend, or discontinue any part of the Service at any time. We will give reasonable notice of significant changes affecting your account or cashback.

13. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the "Last updated" date and notify you of material changes via email or in-app notification.

Your continued use of the Service constitutes acceptance of the updated Terms.

14. Termination

You may close your moar account at any time by contacting us. Upon closure, confirmed cashback above the minimum withdrawal threshold will be paid out. Pending cashback may be forfeited.

We may suspend or terminate your account if you breach these Terms.

15. Governing Law

These Terms are governed by the laws of England & Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England & Wales.

16. Definitions

For the purposes of these Terms:

Term	Definition
Affiliate Network	A third-party platform used to track purchases made with partner retailers and determine cashback eligibility.
Affiliate Tracking	The process of recording when you tap an offer and complete a purchase so that cashback can be attributed to your account.
Available Cashback	Cashback that has been confirmed and is eligible for withdrawal.
Open Banking	Secure, read-only access to your bank transaction data provided via a regulated Open Banking provider with your consent.
Pending Cashback	Cashback that has been recorded but is awaiting validation by retailers, affiliate networks, or transaction data.
Service	The moar mobile application, website, and all related features provided by Moar Rewards Ltd.
User	An individual who registers for and uses the moar Service.
Withdrawal Threshold	The minimum cashback balance required before a withdrawal can be requested, currently £5.